7��2���Q�N�b X���4�[�A/ܭ�B����F烦�F�-�!4.�W�nU��. W*kaC>i1�>�Yow�HŹ��s��fSC�n�/.ˑ��sơSgE6��9W��&h6��X�t LV's travel insurance policy is underwritten by Liverpool Victoria Insurance Company Limited. Travel brokers reveal mixed approach to coronavirus cover. Exclusions are things that your insurance won't cover, such as fraud. Here’s what that means for travel insurance. Travel update: ... We specialise in covering people with pre-existing medical conditions, with tailored travel insurance to suit their personal and medical needs. If you can't finish your trip as planned because of death, injury or illness or there's a delay to the public transport system that can't be avoided, we’ll extend cover free of charge until you can reasonably finish your trip. By adding winter sports to a single trip policy, we'll cover you up to 31 days, if you need cover for longer please call us to discuss your requirements. No matter which destination or area of cover you select when you buy your policy, your LV= travel insurance will not cover you if you travel to somewhere the Foreign, Commonwealth and Development Office (FCDO) advise not to go to. LV travel insurance overview. If you are logged in to your account, the rates above sometimes include a bonus relevant to your membership level. :��t^�,t��A��8V����~:z�2UDig�o΢���\^tM���4�?��ګ �s=�q� ��:�B��}h�S%=4�Ck�(tw1�L� Baggage includes sports equipment such as golf clubs, winter sports equipment, scuba equipment and mobility aids such as wheelchairs. %PDF-1.6 %���� England, Scotland, Wales, Northern Ireland, Isle of Man and the Channel Islands. A renewal notice is an invitation we send to you at least 21 days before your annual policy is up for renewal and due to expire. A journey that takes place during the period of cover which begins when you leave home and ends when you get back home, or to a hospital or nursing home in the United Kingdom, whichever is earlier. ����6i���]ɀI i27`$���j�����9,5Ɲ���ø��K[�DMb�2��v�dR h�b```b``�d`a`�``@ �+sl����1=g~��ɏ�:�W��]�]��C��s��ٳ�̹w3 �]��w You can view the full travel insurance policy document when you book your flight. Legal action means settlement negotiations, hearings in a civil court, arbitration and any appeals resulting from such hearings that we've agreed to. If in the last 5 years, you have suffered from: If in the last 12 months you have had, or been recommended to have, any: If you have selected automatic renewal, the renewal date is the date that your policy will renew and you have agreed to pay the appropriate premium to continue with the cover, unless you contact us before this date to cancel the policy. endstream endobj startxref InsureandGo says policies will not cover Covid-19, while Staysure continues to sell travel insurance and travel disruption cover. We cover you for off piste skiing and snowboarding when skiing within the ski area boundaries of a recognised ski resort and following ski patrol guidelines. For those with medical conditions, the average cost was higher, at £40.31. Winter sports can be added as an optional extra to your annual multi-trip policy for 17 days' worth of cover on the Essential policy and 31 days on the Premier policy. DOCUMENT OF INSURANCE TRAVEL 2 Contents Page Welcome to LV= 1 General policy information Summary of policy limits 3 Your travel insurance policy 5 Definitions 5 Important information about your policy 9 Important information about health declarations and health exclusions 13 General exclusions 15 General conditions 17 Activities 20 Cover sections Information from the FCDO can be found at https://www.gov.uk/government/organisations/foreign-commonwealth-development-office or by calling 020 7008 1500. Check your policy for the full terms and conditions. An 'action' means: violence, damage to property, putting life in danger, creating a public health risk, or disrupting electronic systems or transport services. Anywhere except the following places: Anguilla, Antigua, Aruba, Bahamas, Barbados, Barbuda, Belize, Canada, Cayman Islands, Caribbean Islands, Costa Rica, Cuba, Curacao, Dominica, Dominican Republic, El Salvador, Grand Cayman, Grenada, Guadeloupe, Guatemala, Haiti, Hawaii, Honduras, Jamaica, Martinique, Mexico, Montserrat, Netherlands Antilles, Nicaragua, Panama, Puerto Rico, Saint Barthelemy, Saint Eustatius, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, United States of America, Virgin Islands (British and United States). %%EOF Terms and conditions apply. [4] Both policies include GBP10 million medical cover, GBP2,500 personal possessions cover, GBP500 for loss of money, GBP5,000 for cancellation, and GBP250 delay … A travelling companion is a person who's booked to travel with you on your journey. 869 0 obj <>stream If you are quarantined as a result of COVID-19, you could be covered under the Trip Cancellation or Curtailment benefit, subject to the terms and conditions of your insurance policy. For all other sections, cover starts at the beginning of your trip and finishes on the cover end date shown on your schedule, or when your trip ends if that is earlier. Registered address: County Gates, Bournemouth, BH1 2NF, Tel 01202 292333. 0 Terrorism is an act or threat of action by a person or group of people, whether acting alone or in connection with an organisation or government, committed for political, religious, ideological or similar purposes intended to influence any government or to frighten the public or any section of it. The actual time varies, so check your policy details. Adventure activities are listed under the Activities section of your policy. The excess is the amount you must pay towards a claim before we'll make any payment and are shown on your policy schedule. This includes keeping valuables with you and using public medical facilities whenever these are available. If you are logged out of your account, the rates shown will be the Plus member rates. Accordingly, the volunteer is solely responsible for deciding the type, extent, and level of any insurance they require during the planned travel period and is solely responsible for organizing and covering the costs of this insurance. For all other sections, cover starts at the beginning of your trip and finishes at the end of your trip. 827 0 obj <>/Filter/FlateDecode/ID[<93A6CDA08296544BA2F5AEDE33080458>]/Index[810 60]/Info 809 0 R/Length 94/Prev 131691/Root 811 0 R/Size 870/Type/XRef/W[1 2 1]>>stream A relative is your mother (in-law), father (in-law), step parent (in-law), legal guardian, sister (in-law), brother (in-law), wife, husband, son (in-law), daughter (in-law), step child, foster/adopted child, grandparent, great grandparent, grandchild, great grandchild, uncle, aunt, nephew, niece, cousin, partner (including common law and civil partner) or fiancé(e). % discount lv= travel insurance terms and conditions travel insurance and travel disruption cover logged in to your travel document of insurance terms and.. Also known as single trip holiday insurance, also known as single trip holiday insurance, also as. 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